E&O (Errors & Omissions) Insurance is a type of professional liability insurance that protects travel advisors from claims of negligence or failure to deliver services as promised. This coverage can help safeguard you financially in the event of a client dispute, legal action, or inadvertent mistake related to bookings, cancellations, missed details, or miscommunications.
As a travel advisor, even the most well-intentioned and detail-oriented professional can face misunderstandings or unexpected client issues. Whether it’s a missed hotel reservation, a miscommunicated cancellation policy, or a visa oversight, having E&O coverage ensures you have a financial safety net in place to cover legal fees, settlements, or other costs that might arise from claims.
While Levarti/RSI carries its own agency-level E&O coverage for general operations, we strongly recommend that each independent advisor carry their own, more robust E&O insurance for personal protection and peace of mind. Having your own policy ensures that:
You’re covered for incidents unique to your clients and services.
You maintain professional credibility and responsibility.
You can operate independently with increased security and confidence.
Here are a few reputable providers to consider when shopping for your own E&O policy:
Well-established provider with plans tailored to small business professionals.
Offers customizable liability coverage with optional enhancements.
Website: www.thehartford.com
A division of Berkshire Hathaway with a strong reputation for professional liability.
Known for competitive rates and small business coverage options.
Website: https://www.bhtp.com/eo/
Specializes in small business insurance, including E&O for service-based professionals.
Offers flexible plans and fast online quoting.
Website: www.hiscox.com
💡 Tip: When comparing policies, look for plans that include coverage for negligence, client lawsuits, and administrative errors. Be sure to review limits, deductibles, and whether the policy covers both domestic and international bookings.
E&O insurance isn’t just a checkbox—it’s a foundational part of protecting your travel business. At Levarti/RSI, we want you to feel empowered and secure in your profession. Carrying your own policy ensures you can confidently serve your clients, knowing you're backed by comprehensive protection.